Summer is leaving and Fall/Winter is coming on. Time to get the old homestead up to snuff. Now is the time to take care of all the stuff you don't want to do with frozen fingers. Outside pipes. Outside pipes as a rule will break on the coldest day in the hardest spot to get to. It does not have to be this way. Put on the pipes winter coats (insulation) now while it is pleasant outside and supplies are plentiful. Don't forget to go under (if you have an off-grade home or trailer). This isn't a waste of time since you'll be giving them a thorough inspection as you cover and should spot any bad stuff. If you are under the house take note of any insulation malfunctions and replace that too. Evict any critters you find and tighten up all entrances to keep them out. When it gets cold critters come looking for warmth and can make a mess of things in short order.